Overdraft facility explained
Having your card transaction declined when you are making a purchase can be embarrassing. Being penalised for having insufficient funds in your account is even worse. However, banks...
Review: British Airways Credit Card
I really love the British Airways Avios reward programme, so I’ve always been looking for the best way to earn Avios via my credit card spend. Discovery Platinum...
Review Discovery Bank
There’s a saying...if it’s not broken, why fix it? This is ALMOST true with the new Discovery Bank product. In 2019 Discovery ended their partnership with FNB and...
Was a credit assessment completed when you applied for a loan?
Have you recently applied for a personal loan or a credit card? Perhaps it was a different credit agreement altogether, like a retail clothing account or a payday...
Overdraft facility explained
Having your card transaction declined when you are making a purchase can be embarrassing. Being penalised for having insufficient funds in your account is even worse. However, banks...
Should you pay off your credit card with a loan?
A credit card can sometimes feel like a burden, but taking a personal loan to pay it off may not be the best decision. In your effort to...
Keep your credit card safe on Black Friday!
Black Friday will come and go, but the debt that you will incur will haunt for some time. It’s that time of the year again where we’re going...
Are you abusing your credit card?
Having a credit card is important but make sure you don't abuse it. The second quarter of 2018 saw an increased consumer appetite for credit cards. This facility...
Credit facilities – the most popular debt in South Africa
Consumer appetite for credit facilities has increased according to the Credit Market Report (CCMR) published by the National Credit Regulator (NCR) in April. The report showed that there...
Don’t accept a credit limit increase offer without doing these four things
You have been receiving constant calls from your credit provider, offering to increase your credit limit. You jump for joy thinking of the shopping you could do with...