What is my credit report and how is it different to a credit score?
A credit report and a credit score are often used interchangeably. But, while they are related and you get both from a credit bureau, they are actually two...
What is a credit score and how does it work?
Your credit score is a single number (usually out of 1000) linked to your South African ID number, which represents how likely you are to repay your credit...
COVID-19 will ultimately blow over, but will your debt woes?
Nobody saw the Coronavirus coming, and hopefully in a few months from now we might be able to start living a normal life again. Business is going to...
Was a credit assessment completed when you applied for a loan?
Have you recently applied for a personal loan or a credit card? Perhaps it was a different credit agreement altogether, like a retail clothing account or a payday...
Married COP? It Has Real Ramifications When It Comes To Your Debt Review Application
Let’s quickly explain what it means to be married in Community of Property (COP): Firstly, this is the most affordable way to get married (because you won’t need...
How you can apply for a personal loan via our website
An article in the Business Report section of www.iol.co.za, published on the 3rd December 2019, wrote that in the latest Consumer Default Index (CDI), released by Experian South...
Springboard Into A New Decade With These 28 Money Saving Strategies
Hopefully this article finds you chilling under a candy stripped umbrella somewhere on a sandy South African beach. And if that isn’t the way you are spending your...
Debt Trapped South Africans Have These 3 Options Available To Them
Even if you don’t buy into all the mainstream New Year’s resolution hype, you can’t deny the fact that there is a moment (sometimes just a fleeting moment)...
How Much Of Your Salary Should Be Going Towards Paying Back Credit Agreements?
Receiving your salary into your bank account at the end of the month is like introducing an ice cream cake at a nursery school party. Let’s just say...
What Your Public Credit Profile Score Will Tell You?
Our Free MoneyShop Credit report provides you with a number of great insights. One of those insights is your Public Credit Profile which is made up of 3...
