The end of the month, the end of the money
If you’re one of the fewer than 5% of South Africans earning R30,000 or more per month, you might not have noticed how tough times are for everyone...
The real cost of educating your child
All the recent media hype and protest campaigns like #FeesMustFall have focused our attention toward the real cost of education in South Africa – which, by the way,...
Don’t be penny-wise and pound-foolish by withdrawing from your RA
We all dream about it… The day that we retire without a care in the world. We spend the majority of our adult-lives working towards retirement, planning for...
Retirement: you’ll have the time but will you have the money
When you were in your twenties and started your retirement fund, 65 seemed to be so far away. You probably thought that by the time you retired you...
Let’s dissect term deposits
Nowadays there are so many investment products out there, from stocks and shares, to hedge or mutual funds and other alternative investments, and while it’s true that most...
A foolproof guide to paying for tertiary studies
With the recent riots across South African universities about fees for next year, it is clear that the costs of tertiary education is causing tension across South Africa....
Investment series: Endowment plans
Everybody likes ‘two for the price of one’ specials, right? Well, that’s exactly what an endowment plan is. On the one hand it is a life insurance policy...
What’s the real value in investing in property?
In the good ol’ days, all the kids in the neighbourhood would gather around the brightly coloured blocked board. We would fight about who gets to be the...
Is there ever a bad time for income protector cover?
The mines are cutting jobs at the speed of light, while commodity prices continue to plummet. Both Europe and China are going through some seriously tough times and...
Investment series: hedge funds
So far we have provided you with investment insights into the stock market and unit trust funds as well as offshore investments in our current investment series. We...