4 things to consider when buying home insurance
Home is where the heart is, and while you cannot always protect your heart, you can protect yourself from disaster by insuring your home and its contents. But...
Are you underinsured? Here are the dangers
To find that your claim is rejected or underpaid can come as a nasty shock. However, this can be avoided – if you make sure your assets are...
Can you trust payday lenders and loan sharks?
Sometimes payday can seem a century away. It can push you to your limits – and straight into the arms of payday lenders and loan sharks. They can...
Someone crashed into your house – who pays?
Someone crashed into your house. Now what? Besides the trauma, a “dent” in your house can leave a dent in your pocket too. But knowing who is responsible...
Do you need a down payment when buying a house?
It is not uncommon to hear people talking about putting down a sum of money when they purchase a house. Sometimes you question whether your home loan would...
How credit enquiries affect your credit score
Before credit providers lend money to you, they will conduct a credit enquiry on you each time you visit them. This is to determine the level of risk...
Things to consider before lending your car to your family
It is common to let your spouse, child or even siblings drive your car. But not everyone thinks about the implications it has when it comes to insurance....
Do’s and don’ts when you’re over-indebted
Having too much debt can keep you from reaching your financial goals. This is why you need to manage your money wisely to ensure that this does not...
Maximise your retirement savings
We would all love to have a sizeable amount of money when we retire, but not all of us know how to go about it. Saving for your...
How to decide between pay-as-you-go and a contract
It’s time to purchase a new cellphone but you are unsure about whether to choose a pay-as-you-go (PAYG) package or sign a contract. We have put together a...